May 18, 2024 7:55 PM
-
zmail@mail.zillow.com
Watch now: How rate changes impact your budget
Informative email from Zillow providing tips on managing mortgage rates and offering loan consultation services.
3 tips from our chief economist.͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
May 18, 2024 7:55 PM
-
zmail@mail.zillow.com
Watch now: How rate changes impact your budget
Informative email from Zillow providing tips on managing mortgage rates and offering loan consultation services.
3 tips from our chief economist.͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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</style></head><body id="bodyTable" width="100%" class="width100perc body" style="margin:0; padding:0; width:100%; background-color:#fff"><div style="color:transparent; visibility:hidden; opacity:0; font-size:0px; border:0; max-height:1px; width:1px; margin:0px; padding:0px; border-width:0px!important; display:none!important; line-height:0px!important"><img border="0" width="1" height="1" src="https://click.mail.zillow.com/q/45baQ-2kUyawHTH6NcQ_dg~~/AAAAAQA~/RgRoK9PYPVcGemlsbG93QgpmRdhOSWYgUyFlUhVlbXVsaXN0MDJAb3V0bG9vay5jb21YBAAAAAA~" alt=""></div><center role="article" aria-roledescription="email" lang="en" style="width:100%; background-color:#FFFFFF"><table role="presentation" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" bgcolor="#ffffff" class="dmblack"><tbody><tr><td width="100%" align="center" valign="top"><table class="width100perc dmblack" role="presentation" width="100%" align="center" border="0" cellpadding="0" cellspacing="0" bgcolor="#FFFFFF" style="background-color:#FFFFFF"><tbody><tr><td width="600"><div style="display:none; max-height:0px; overflow:hidden">3 tips from our chief economist.͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ </div><div class="spacer" style="font-size:13px; color:#FFFFFF"> </div><div style="display:none; font-size:1px; line-height:1px; max-height:0px; max-width:0px; opacity:0; overflow:hidden; font-family:'Open-Sans',Arial,sans-serif"> </div><table class="width100perc dmblack" role="presentation" cellspacing="0" cellpadding="0" align="center" bgcolor="FFFFFF" style="background-color:#FFFFFF; width:100%; max-width:516px"><tbody><tr><td height="32" style="font-size:0px; line-height:0px; text-align:center; margin:0"> </td></tr><tr><td class="padlr20" align="left"><a href="#" style="font-size:16px; line-height:16px; text-align:left; text-decoration:none!important; font-weight:400; font-family:Helvetica,Arial,sans-serif"><img class="imgLight" border="0" width="auto" align="left" src="https://www.zillowstatic.com/bedrock/app/uploads/sites/36/2024/04/zillowBG.png" alt="Zillow" height="36" style="width:auto; min-height:16px; max-height:36px"> <img border="0" width="auto" align="left" class="height24 imgDark" src="https://www.zillowstatic.com/bedrock/app/uploads/sites/36/2024/04/zillowDM.png" alt="Zillow" height="24" style="width:auto; min-height:16px; max-height:24px; overflow:hidden!important; display:none"> </a></td></tr></tbody></table><table class="width100perc dmblack" width="600" cellspacing="0" cellpadding="0" align="center" bgcolor="#FFFFFF" role="presentation" style="background-color:#FFFFFF; width:600px"><tbody><tr><td height="32" style="font-size:0px; line-height:0px; text-align:center; margin:0"> </td></tr><tr><td align="left" style="padding-bottom:24px"><a href="#" style="color:#111116; font-size:14px; text-align:center; text-decoration:none!important"><img class="width100perc hauto" width="600" src="https://delivery.digitalassets.zillowgroup.com/api/public/content/MarketReport_HERO_0502_1008x534_Desktop_downloadOriginal.gif" alt="Market trends with Skylar Olsen, Zillow Chief Economist" style="border-radius:20px; width:600px; height:auto"> </a></td></tr><tr><td class="padb20 padlr24" style="padding:0px 48px 24px"><h1 class="font24" style="margin:0; font-weight:800; font-size:36px; line-height:44px; color:#111116; text-align:left; font-family:'ObjectSansHeavy','Arial Black',Arial,Helvetica,sans-serif">What 1% means in dollars</h1></td></tr><tr><td class="padlr24" align="center" style="padding:0px 48px 0px"><p style="margin:0; font-size:16px; line-height:24px; color:#111116; text-align:left; font-family:Helvetica,Arial,sans-serif">Mortgage interest rates change often — and even half or one percent can mean thousands for your home-buying budget. Watch as our chief economist Skylar Olsen does the math and shares tips for dealing with a volatile mortgage market.</p></td></tr><tr><td class="padlr24" align="left" valign="top" style="padding:24px 48px 0"><div><a href="#" class=" button dmbutton dmcwhite" style="background-color:#0041D9; font-size:16px; font-family:Helvetica,Arial,sans-serif; font-weight:700; text-decoration:none; padding:12px 16px; color:#ffffff; border-radius:12px; display:inline-block; line-height:24px"><span style="font-family:Helvetica,Arial,sans serif; font-weight:700!important">Watch now</span> </a></div></td></tr><tr><td height="32" class="width90perc" style="font-size:0px; line-height:0px; text-align:center; margin:0; width:600px"> </td></tr></tbody></table><table role="presentation" align="center" cellspacing="0" cellpadding="0" border="0" width="600" bgcolor="#FFFFFF" class="dmblack width100perc" style="width:600px; border-radius:0px"><tbody><tr><td style="padding:32px 0"><table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-spacing:0; border-collapse:collapse"><tbody><tr><td align="left" class="padlr24" style="padding:0 48px 24px"><img width="44" height="44" alt="Question Mark" src="https://www.zillowstatic.com/bedrock/app/uploads/sites/36/2024/05/messageQuestionT.png" style="display:block"> </td></tr><tr><td align="left" class="padlr24" style="color:#111116; padding:0px 48px"><h2 class="dmcwhite" style="margin:0; font-family:'ObjectSansHeavy','Arial Black',Arial,Helvetica,sans-serif; font-size:20px; line-height:24px; font-weight:800; text-align:left">Talk to a lender</h2></td></tr><tr><td align="left"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"><tbody><tr><td align="left" class="padlr24" style="color:#111116; padding:24px 48px 0"><p class="dmcwhite" align="left" style="margin:0; font-family:Helvetica,Arial,sans serif; font-size:16px; line-height:24px; font-weight:400">At Zillow Home Loans*, one of our loan officers will walk you through your options, including <a href="#" style="display:inline; color:#0041D9; text-decoration:underline; font-weight:400">buying down your interest rate</a> so you can act fast when you find a home.</p></td></tr></tbody></table></td></tr><tr><td class="padlr24" align="left" valign="top" style="padding:24px 48px 0"><span class=" dmclink " style="font-size:16px; line-height:24px; font-weight:700; text-align:left; color:#0041D9; font-family:Helvetica,Arial,sans serif"><a href="#" style="color:#0041D9; text-decoration:none; font-weight:700">Start here</a> </span></td></tr></tbody></table></td></tr></tbody></table><table class="width100perc" width="600" cellspacing="0" cellpadding="0" align="center" role="presentation" style="width:600px"><tbody><tr><td class="padlr24" style="padding:32px 48px"><h2 class="font20" style="margin:0; font-size:24px; line-height:28px; font-weight:800; color:#111116; text-align:left; font-family:'ObjectSansHeavy','Arial Black',Arial,Helvetica,sans-serif">Tips to manage changing rates</h2><p style="margin:24px 0 0; font-size:16px; line-height:24px; color:#111116; text-align:left; font-family:Helvetica,Arial,sans-serif">Mortgage rates are hard to predict, and locking in a lower rate isn’t easy — but there are ways you can be ready for when they drop:</p></td></tr></tbody></table><table class="width100perc" width="600" cellspacing="0" cellpadding="0" align="center" role="presentation" style="width:600px"><tbody><tr><td class="padlr24" style="padding:0px 48px 0px"><table class="width100perc" width="504" cellspacing="0" cellpadding="0" align="center" role="presentation" style="max-width:504px; width:504px"><tbody><tr><td><table><tbody><tr><td align="center" valign="top" style="width:48px; font-size:16px; font-weight:700; color:#111116; font-family:Helvetica,Arial,sans-serif; text-align:left"><img width="56" border="0" src="https://www.zillowstatic.com/bedrock/app/uploads/sites/36/2024/04/checkmark.png" alt="1" style="display:inline; margin:0; padding:0; width:48px"> </td><td class="padl24 padb0" align="left" valign="top" style="padding:0 0 0 32px"><table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td class=" padt0 padb8" style="padding-bottom:8px"><h3 class="font16SubHeadline" style="margin:0px; font-size:20px; line-height:24px; font-weight:800; color:#111116; text-align:left; font-family:'ObjectSansHeavy','Arial Black',Arial,Helvetica,sans-serif">Find a lender early on</h3></td></tr><tr><td style=""><p style="margin:0; font-size:16px; line-height:24px; color:#111116; text-align:left; font-family:Helvetica,Arial,sans-serif">They’ll go over your options for loan types and down payments.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td class="" style="padding-top:24px"><table><tbody><tr><td align="center" valign="top" style="width:48px; font-size:16px; font-weight:700; color:#111116; font-family:Helvetica,Arial,sans-serif; text-align:left"><img width="56" border="0" src="https://www.zillowstatic.com/bedrock/app/uploads/sites/36/2024/04/checkmark.png" alt="2" style="display:inline; margin:0; padding:0; width:48px"> </td><td class="padl24 padb0" align="left" valign="top" style="padding:0 0 0 32px"><table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td class=" padt0 padb8" style="padding-bottom:8px"><h3 class="font16SubHeadline" style="margin:0px; font-size:20px; line-height:24px; font-weight:800; color:#111116; text-align:left; font-family:'ObjectSansHeavy','Arial Black',Arial,Helvetica,sans-serif">Work to improve your credit score</h3></td></tr><tr><td style=""><p style="margin:0; font-size:16px; line-height:24px; color:#111116; text-align:left; font-family:Helvetica,Arial,sans-serif">Create a plan to reduce debt and make current payments on time.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td class="" style="padding-top:24px"><table><tbody><tr><td align="center" valign="top" style="width:48px; font-size:16px; font-weight:700; color:#111116; font-family:Helvetica,Arial,sans-serif; text-align:left"><img width="56" border="0" src="https://www.zillowstatic.com/bedrock/app/uploads/sites/36/2024/04/checkmark.png" alt="3" style="display:inline; margin:0; padding:0; width:48px"> </td><td class="padl24 padb0" align="left" valign="top" style="padding:0 0 0 32px"><table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td class=" padt0 padb8" style="padding-bottom:8px"><h3 class="font16SubHeadline" style="margin:0px; font-size:20px; line-height:24px; font-weight:800; color:#111116; text-align:left; font-family:'ObjectSansHeavy','Arial Black',Arial,Helvetica,sans-serif">Plan on budget flexibility</h3></td></tr><tr><td style=""><p style="margin:0; font-size:16px; line-height:24px; color:#111116; text-align:left; font-family:Helvetica,Arial,sans-serif">You may change your budget or down payment depending on rates.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr></tr></tbody></table></td></tr></tbody></table><table role="presentation" align="center" cellspacing="0" cellpadding="0" border="0" width="600" class="width100perc" style="width:600px"></table><table role="presentation" align="center" cellspacing="0" cellpadding="0" border="0" width="600" class="width100perc dmblack" style="width:600px"><tbody><tr><td height="32" style="font-size:0px; line-height:0px; text-align:left; margin:0; width:600px"> </td></tr></tbody></table><table class="width100perc dmblack" width="600" cellspacing="0" cellpadding="0" align="center" role="presentation" style="width:600px"><tbody><tr><td class="padlr24" align="center" style="padding:48px 48px 0px"><table align="center" width="60" cellspacing="0" cellpadding="0" border="0" role="presentation"><tbody><tr><td align="center"><img width="60" src="https://www.zillowstatic.com/bedrock/app/uploads/sites/36/2024/03/DividerDecorative.png" style="display:block"> </td></tr></tbody></table></td></tr></tbody></table><table class="width100perc dmblack" width="504" cellspacing="0" cellpadding="0" align="center" bgcolor="#ffffff" role="presentation" style="background-color:#ffffff; width:504px"><tbody><tr><td class="padlr24" style="padding:32px 48px 12px"></td></tr><tr><td class="padlr24" align="center"><div class="width100perc" style="overflow:hidden"><table class="width100perc dmgray600" align="center" role="presentation" width="504" cellpadding="0" cellspacing="0" border="0" style="border-collapse:separate; margin:0 auto; box-sizing:border-box; width:504px; border-radius:20px; border:1px solid #CDCDD3"><tbody><tr><th class="stack width100perc" width="252" style="width:252px"><a href="#" style="text-decoration:none"><img width="100%" aria-hidden="true" class="width100perc border202000 show" border="0" src="https://delivery.digitalassets.zillowgroup.com/api/public/content/S2_PA_ZHL_Zone1_LO_OntheGo_0493_rgb1_LCM_Card_Side_by_Side_Mobile_656x364.jpg" alt="Woman looking at her phone" style="overflow:hidden!important; display:none; width:100%; margin:0; border-radius:20px 0 0 20px"> <img class="hide" aria-hidden="true" width="252" border="0" src="https://delivery.digitalassets.zillowgroup.com/api/public/content/S2_PA_ZHL_Zone1_LO_OntheGo_0493_rgb1_LCM_Card_Side_by_Side_Desktop_504x462.jpg" alt="Woman looking at her phone" style="display:block; width:252px; margin:0 auto; height:auto; border-radius:20px 0 0 20px"> </a></th><th class="stack width100perc heightauto" width="252" style="font-family:inherit; box-sizing:border-box; border-collapse:collapse; width:252px; height:232px"><div class="width100perc text-center padt32 padb32" style="margin:0 auto; width:252px; text-align:center"><table cellpadding="0" cellspacing="0" role="Presentation" style="border:0; width:100%"><tbody><tr><td style="padding:0 24px"><h3 class="dmcwhite" style="margin:0; font-size:20px; line-height:24px; font-family:'ObjectSansHeavy','Arial Black',Arial,Helvetica,sans-serif; color:#111116; font-weight:800; text-align:left">Agent or lender?</h3><p class="dmcwhite" style="margin:0; padding:8px 0px 0; font-size:16px; line-height:24px; font-family:Helvetica,Arial,sans-serif; font-weight:400; color:#111116; text-align:left">Who should you contact first when you’re getting ready to buy?</p></td></tr><tr><td class="padlr24" align="left" valign="top" style="padding:8px 24px"><div><a href="#" class=" dmblack dmcwhite" style="font-size:16px; font-family:Helvetica,Arial,sans-serif; font-weight:700; text-decoration:none; padding:4px 0px; color:#0041D9; display:inline-block; line-height:24px"><span class="dmcwhite" style="font-family:Helvetica,Arial,sans-serif; font-weight:700!important">Get the intel</span> <img src="https://www.zillowstatic.com/bedrock/app/uploads/sites/36/2024/03/arrowRightBu.png" alt="Arrow to indiciate click" valign="top" width="24" height="24" style="vertical-align:top"> </a></div></td></tr></tbody></table></div></th></tr></tbody></table><table class="width100perc dmblack" width="600" cellspacing="0" cellpadding="0" align="center" role="presentation"><tbody><tr><td height="32" style="font-size:0px; line-height:0px; margin:0"> </td></tr></tbody></table></div></td></tr></tbody></table><table role="presentation" align="center" cellspacing="0" cellpadding="0" border="0" width="600" bgcolor="#FFFFFF" class="dmblack width100perc" style="width:600px; border-radius:0px"><tbody><tr><td style="padding:32px 0"><table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-spacing:0; border-collapse:collapse"><tbody><tr><td align="left" class="padlr24" style="color:#111116; padding:0px 48px"><h2 class="dmcwhite" style="margin:0; font-family:'ObjectSansHeavy','Arial Black',Arial,Helvetica,sans-serif; font-size:20px; line-height:24px; font-weight:800; text-align:left">Stay on top of the market</h2></td></tr><tr><td align="left"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"><tbody><tr><td align="left" class="padlr24" style="color:#111116; padding:24px 48px 0"><p class="dmcwhite" align="left" style="margin:0; font-family:Helvetica,Arial,sans serif; font-size:16px; line-height:24px; font-weight:400">Whether you’re buying, selling or renting, we’ve got you covered with the latest data and trends.</p></td></tr></tbody></table></td></tr><tr><td class="padlr24" align="left" valign="top" style="padding:24px 48px 0"><div><a href="#" class=" dmclink dmblink " bgcolor="#FFFFFF" style="background-color:#FFFFFF; font-size:16px; font-family:Helvetica,Arial,sans-serif; font-weight:700; text-decoration:none; padding:12px 16px; color:#0041D9; border-radius:12px; display:inline-block; line-height:24px; border:1px solid #0041D9"><span class=" dmclink " style="font-family:Helvetica,Arial,sans-serif; font-weight:700!important">Get the insights</span> </a></div></td></tr></tbody></table></td></tr></tbody></table><table width="600" cellspacing="0" cellpadding="0" align="center" bgcolor="#FFFFFF" role="presentation" class="width100perc dmblack" style="background-color:#FFFFFF; width:600px"><tbody><tr><td height="32" class="width90perc" style="font-size:0px; line-height:0px; text-align:left; margin:0; width:600px"> </td></tr><tr><td class="width100perc dmbgray500 padlr24" style="padding:24px 48px 0px; border-top:2px solid #CDCDD3"><table width="100%" cellspacing="0" cellpadding="0" align="left" role="presentation"><tbody><tr><td style="text-align:left; padding:0px"><p class="dmcgray400" style="font-family:Helvetica,Arial,sans serif; font-size:14px; line-height:21px; font-weight:700; color:#111116">Download the app</p></td></tr><tr><td height="24" style="font-size:0px; line-height:24px"></td></tr><tr><td style="padding:0px"><table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" align="left"><tbody><tr><td align="left" style="text-decoration:none; border:0"><a href="#"><img class="width129" src="https://wp-tid.zillowstatic.com/bedrock/app/uploads/sites/36/2023/01/app_store_badge.png" alt="App Store" width="144" style="display:inline-block; border:0; width:144px"></a> <a href="#"><img class="width144" src="https://wp-tid.zillowstatic.com/bedrock/app/uploads/sites/36/2023/01/google-play-badge.png" alt="Google Play" width="161" style="display:inline-block; border:0; width:161px"></a> </td></tr></tbody></table></td></tr><tr><td height="24" style="font-size:0px; line-height:24px"></td></tr></tbody></table></td></tr></tbody></table><table width="600" cellspacing="0" cellpadding="0" align="center" bgcolor="#FFFFFF" role="presentation" class="width100perc dmblack" style="background-color:#FFFFFF; width:600px"><tbody><tr><td height="32" class="padlr24" style="padding:0px 48px 0px; font-size:0px; line-height:0px; text-align:left; margin:0; width:600px"><table width="100%" cellspacing="0" cellpadding="0" align="left" role="presentation"><tbody><tr><td class="width100perc"><table align="left" cellspacing="0" cellpadding="0" role="presentation"><tbody><tr><td><a href="#"><img width="24" height="24" src="https://delivery.digitalassets.zillowgroup.com/api/public/content/tiktokicon_CMS_Full.png?v=27634163" alt="TikTok" style="padding:0 24px 0 0"></a> </td><td><a href="#"><img width="24" height="24" src="https://delivery.digitalassets.zillowgroup.com/api/public/content/instagramicon_CMS_Full.png?v=ee85140a" alt="Instagram" style="padding:0 24px 0 0"></a> </td></tr><tr><td height="24" style="font-size:0px; line-height:24px"></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table width="600" cellspacing="0" cellpadding="0" align="center" bgcolor="#FFFFFF" role="presentation" class="width100perc dmblack" style="background-color:#FFFFFF; width:600px"><tbody><tr><td height="32" class="width90perc" style="font-size:0px; line-height:0px; text-align:left; margin:0; width:600px"><table width="100%" cellspacing="0" cellpadding="0" align="left" role="presentation"><tbody><tr><td class="padlr24 width100perc" style="padding:0px 48px 0px"><table width="100%" align="left" cellspacing="0" cellpadding="0" role="presentation"><tbody><tr><td class="dmcgray400" style="font-family:Helvetica,Arial,sans serif; color:#111116; font-size:12px; line-height:18px; text-align:left"><span class="dmcwhite">Zillow, Inc.<br>1301 Second Avenue, Floor 36<br>Seattle, WA 98101<br>© 2006–2024 </span></td></tr><tr><td style="font-family:Helvetica,Arial,sans serif; font-size:12px; line-height:18px; font-weight:400; text-align:left"><span><a href="#" style="color:#0041D9; font-size:12px; line-height:18px; text-decoration:underline; font-weight:400">Privacy policy</a> </span><span class="dmcgray400"> | </span> <span><a href="#" style="color:#0041D9; font-size:12px; 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