September 18, 2023 12:35 PM
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notifications@m.wealthsimple.com
Three things to know about cash
The email provides advice on when to invest cash and when to keep it in a savings account, and promotes Wealthsimple's Cash account and Managed Investing account.
Find out when it does (and doesn’t) make sense to invest it. ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
September 18, 2023 12:35 PM
-
notifications@m.wealthsimple.com
Three things to know about cash
The email provides advice on when to invest cash and when to keep it in a savings account, and promotes Wealthsimple's Cash account and Managed Investing account.
Find out when it does (and doesn’t) make sense to invest it. ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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</style></head><body id="body" class="body" style="word-break:break-word; margin:0; height:100%; width:100%; padding:0"><div style="color:transparent; visibility:hidden; opacity:0; font-size:0px; border:0; max-height:1px; width:1px; margin:0px; padding:0px; border-width:0px!important; display:none!important; line-height:0px!important"><img border="0" width="1" height="1" src="https://clicks.wealthsimple.com/q/6gPflBzKaCCL1PCk3-VJ4Q~~/AAQRxQA~/RgRm6yuIPVcDc3BjQgpk-oimCGUGPuoRUhVlbXVsaXN0MDFAb3V0bG9vay5jb21YBAAAAgM~" alt=""></div><div style="display:none!important; visibility:hidden; font-size:1px; color:#ffffff; line-height:1px; max-height:0px; max-width:0px; opacity:0; overflow:hidden">Find out when it does (and doesn’t) make sense to invest it.</div><div style="display:none">͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ </div><div role="article" aria-roledescription="email" aria-label="Wealthsimple" lang="en"><table align="center" class="screen-font-futuraptBody dark-bg-black" cellpadding="0" cellspacing="0" role="presentation" style="width:100%; background-color:#FCFCFC; font-family:FuturaPT,Avenir,sans-serif"><tbody><tr><td valign="top"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" style="padding-bottom:30px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="dark-bg-black sm-pt-7_5" style="background-color:#FCFCFC; padding-top:40px"><table class="sm-w-full" cellpadding="0" cellspacing="0" role="presentation" style="margin-left:auto; margin-right:auto; width:600px"><tbody><tr><td valign="middle" align="center" class="sm-h-70px" height="80"><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633482379d5d771c7fe83da7/original.png?1664385591" width="202" alt="Wealthsimple" class="sm-w-162px dark-hidden" style="border:0; display:block; border-width:0px"> <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/63348237db77c73d4a701ef4/original.png?1664385591" width="202" alt="Wealthsimple" class="sm-w-162px dark-block" style="border:0; display:none; border-width:0px"> </a></td></tr><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" style="padding-top:32px; padding-bottom:0"><h1 class="sm-text-xl dark-text-offWhite" style="line-height:1; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; display:block; margin-top:0; margin-bottom:32px; font-size:45px">Cash: when to invest it, and when to stash it</h1><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" style="padding-bottom:32px"><a href="#" style="min-width:180px; text-decoration:none; display:inline-block; border-radius:24px; border-width:1px; border-style:solid; border-color:#32302F; background-color:#32302F; padding-left:24px; padding-right:24px; padding-top:14px; padding-bottom:14px; font-weight:500; font-size:16px; line-height:1; color:#FCFCFC"><span style="">Open a Cash account</span> </a></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td valign="top" align="center" style="padding-top:0; padding-bottom:0"><img width="600" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/6409f4b946e5a1004e30f581/original.png?1678374073" class="sm-w-full " style="display:block; border:0; border-width:0px"> </td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td align="center"><table class="sm-w-full" cellpadding="0" cellspacing="0" role="presentation" style="margin-left:auto; margin-right:auto; width:600px"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite " style="padding-bottom:32px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">One of the questions we get the most is: What the heck do I do with my cash? How do I know when to invest it, and when to keep it in a savings account? People are joking about that whole keeping money under your mattress thing, right? We answer all those and more, below. </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" style="padding-top:0"><hr class="dark-bg-slate-40 dark-text-slate-40" style="border:0; margin-top:0; margin-bottom:15px; height:1px; border-width:0px; background-color:#E4E2E1; color:#E4E2E1"><table role="list" cellpadding="0" cellspacing="0" style="width:100%"><tbody><tr><td valign="top" class="sm-pb-8" style="padding-bottom:48px"><table role="listitem" cellpadding="0" cellspacing="0" style="width:100%"><tbody><tr><td width="38" valign="top"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/63e548c9314aef004ac425a3/original.png?1675970761" width="26" alt="1" class="dark-hidden" style="border:0; display:block; border-width:0px; padding-top:2px"> <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/63e548c9366437004beba7ee/original.png?1675970761" width="26" alt="1" class="dark-block" style="border:0; display:none; border-width:0px; padding-top:2px"> </td><td valign="top"><h3 class="xs-text-sm dark-text-offWhite" style="margin:0; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-bottom:16px; text-align:left; font-size:24px; line-height:1.25">Cash is great for short-term savings</h3><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; margin-bottom:0; font-size:18px">For everyday use, or savings you’ll need in the next 3 years, cash can be a great choice. It’s also a good idea to keep 3–6 months' expenses in cash for emergencies.</p></td></tr><tr><td colspan="2"><hr class="dark-bg-slate-40 dark-text-slate-40 sm-mt-9_5 xs-mt-8_5" style="margin:0; border:0; margin-bottom:15px; margin-top:38px; height:1px; border-width:0px; background-color:#E4E2E1; color:#E4E2E1"></td></tr></tbody></table><table role="listitem" cellpadding="0" cellspacing="0" style="width:100%"><tbody><tr><td width="38" valign="top"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/63e548c98217db004c8b8333/original.png?1675970761" width="26" alt="2" class="dark-hidden" style="border:0; display:block; border-width:0px; padding-top:2px"> <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/63e548c9ab3f01004befd4e2/original.png?1675970761" width="26" alt="2" class="dark-block" style="border:0; display:none; border-width:0px; padding-top:2px"> </td><td valign="top"><h3 class="xs-text-sm dark-text-offWhite" style="margin:0; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-bottom:16px; text-align:left; font-size:24px; line-height:1.25">Cash loses value over time</h3><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; margin-bottom:0; font-size:18px">Thanks to inflation, cash loses a little bit of its value each year. That might not make a big difference in the short term, but for long-term goals it can really add up.</p></td></tr><tr><td colspan="2"><hr class="dark-bg-slate-40 dark-text-slate-40" style="margin:0; border:0; margin-bottom:15px; margin-top:38px; height:1px; border-width:0px; background-color:#E4E2E1; color:#E4E2E1"></td></tr></tbody></table><table role="listitem" cellpadding="0" cellspacing="0" style="width:100%"><tbody><tr><td width="38" valign="top"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/63e548c9314aef0058c3f7df/original.png?1675970761" width="26" alt="3" class="dark-hidden" style="border:0; display:block; border-width:0px; padding-top:2px"> <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/63e548c9528bd9005bf32579/original.png?1675970761" width="26" alt="3" class="dark-block" style="border:0; display:none; border-width:0px; padding-top:2px"> </td><td valign="top"><h3 class="xs-text-sm dark-text-offWhite" style="margin:0; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-bottom:16px; text-align:left; font-size:24px; line-height:1.25">Investing is a better bet for long-term savings</h3><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:18px">Stock and bond values do fluctuate, but history shows that they tend to go up over time. So, a diversified portfolio of both (like our managed investing portfolios) can be a good choice for the long term.</p></td></tr><tr><td colspan="2"><hr class="dark-bg-slate-40 dark-text-slate-40" style="margin:0; border:0; margin-bottom:15px; margin-top:38px; height:1px; border-width:0px; background-color:#E4E2E1; color:#E4E2E1"></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite " style="padding-bottom:32px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">Plus, your Wealthsimple Cash account balance, including any paycheques direct deposited into Wealthsimple, earns an everyday interest rate of <a href="#" style="color:#32302F; text-decoration:underline; text-underline-position:from-font">4% interest</a>. No limited-time offer. No kidding. And, earn 4.5% when you have over $100,000 with Wealthsimple. </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" style="padding-bottom:32px"><a href="#" style="min-width:180px; text-decoration:none; display:inline-block; border-radius:24px; border-width:1px; border-style:solid; border-color:#32302F; background-color:#32302F; padding-left:24px; padding-right:24px; padding-top:14px; padding-bottom:14px; font-weight:500; font-size:16px; line-height:1; color:#FCFCFC"><span style="">Open a Cash account</span> </a></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite " style="padding-bottom:48px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">Looking to invest? Our managed investment portfolios offer TFSAs, RRSPs, and more — and we’ll build them for you. </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" class="sm-pb-16 xs-pb-12" style="padding-bottom:80px"><a href="#" style="min-width:180px; text-decoration:none; display:inline-block; border-radius:24px; border-width:1px; border-style:solid; border-color:#32302F; padding-left:24px; padding-right:24px; padding-top:14px; padding-bottom:14px; font-weight:500; font-size:16px; line-height:1; color:#32302F"><span>Open a Managed Investing account</span> </a></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="sm-pb-12" style="padding-bottom:64px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" class="dark-bg-slate-20 dark-text-offWhite" style="border-radius:16px; background-color:#F1F0F0; padding-left:30px; padding-right:30px"><table role="presentation" cellpadding="0" cellspacing="0" style="width:100%"><tbody><tr><td width="38" valign="top" class="xs-pb-0 xs-block xs-w-full" style="padding-top:34px; padding-bottom:34px"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/6408ff7b3ce9405328695e97/original.png?1678311290" width="24" alt="" class="dark-hidden" style="border:0; display:block; border-width:0px"> <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/63e6ba66dc71120059591754/original.png?1676065382" width="24" alt="" class="dark-block" style="border:0; display:none; border-width:0px"> </td><td valign="top" class="xs-pt-4 xs-block xs-w-full dark-text-offWhite" style="padding-top:34px; padding-bottom:34px"><h3 class="xs-text-sm dark-text-offWhite" style="margin:0; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-bottom:6px; text-align:left; font-size:24px; line-height:1.25">Transfer your investments without the hassle</h3><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:18px"><a href="#" style="color:#32302F; text-decoration:underline; text-underline-position:from-font">Move your investments</a> without complicating your taxes or compromising your TFSA or RRSP room. You can transfer your holdings in-kind to a Stocks & ETFs account, or open a Managed Investing account and we'll sort out rebuilding your portfolio without tax implications.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" class="sm-pb-7_5" style="padding-bottom:40px; font-size:12px; line-height:1.25"><hr class="dark-bg-slate-40 sm-mt-12 xs-mt-8" style="margin:0; border:0; margin-top:64px; margin-bottom:16px; height:1px; border-width:0px; background-color:#E4E2E1"><table class="dark-text-slate-70" cellpadding="0" cellspacing="0" role="presentation" style="width:100%; color:#32302F"><tbody><tr><td valign="top" class="xs-table-footer-group" style="width:50%"><div class="xs-pt-4 autolink-hide">Wealthsimple,<br>80 Spadina Ave Suite 400<br>Toronto, ON, M5V 2J4 </div><div style="padding-top:8px"><a href="#" target="_blank" class="dark-text-slate-70" style="text-underline-position:from-font; display:inline-block; padding-right:16px; color:#32302F; text-decoration-line:underline">Privacy Policy</a> <a href="#" target="_blank" class="dark-text-slate-70" style="text-underline-position:from-font; display:inline-block; color:#32302F; text-decoration-line:underline">Unsubscribe</a> </div></td><td valign="top" align="right" class="xs-table-header-group xs-text-left" style="width:50%"><table align="right" class="xs-float-left" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td style="padding-right:16px"><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font; text-decoration-line:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/62855883d8f93f3a942d0028/original.png?1652906115" width="16" alt="Instagram" class="dark-hidden" style="border:0; display:inline; border-width:0px; vertical-align:middle"> </a><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font; 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display:none; border-width:0px; vertical-align:middle"> </a></td><td style="padding-right:16px"><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font; text-decoration-line:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/62855883c3a1c108703e5eb3/original.png?1652906115" width="16" alt="Twitter" class="dark-hidden" style="border:0; display:inline; border-width:0px; vertical-align:middle"> </a><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font; text-decoration-line:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/62855883ea438d61e203bd77/original.png?1652906115" width="16" alt="Twitter" class="dark-inline" style="border:0; display:none; border-width:0px; vertical-align:middle"> </a></td><td><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font; text-decoration-line:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/62855883fd0e431bbb816447/original.png?1652906115" width="16" alt="LinkedIn" class="dark-hidden" style="border:0; display:inline; border-width:0px; vertical-align:middle"> </a><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font; text-decoration-line:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/62855c99c3a1c105b93e5f86/original.png?1652907161" width="16" alt="LinkedIn" class="dark-inline" style="border:0; display:none; border-width:0px; vertical-align:middle"> </a></td></tr></tbody></table></td></tr></tbody></table><hr class="dark-bg-slate-40" style="margin:0; border:0; margin-top:20px; margin-bottom:12px; height:1px; border-width:0px; background-color:#E4E2E1"><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Replies to this email address are not monitored.<br>Have questions? Visit our <a href="#" class="dark-text-slate-60" style="text-underline-position:from-font; color:#615E5C; text-decoration-line:underline">Help Centre</a> or submit a request to our <a href="#" class="dark-text-slate-60" style="text-underline-position:from-font; color:#615E5C; text-decoration-line:underline">Client Support</a> team. </p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Managed accounts are offered by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Our Cash product is offered by Wealthsimple Investments Inc. (“WSII”), a member of the Investment Industry Regulatory Organization of Canada, and Wealthsimple Payments Inc., a FINTRAC registered money services business. The funds you add to a Cash account (the “Funds”) are ultimately held securely in trust with a single or multiple members of the <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">Canada Deposit Insurance Corporation</a> (“CDIC”). CDIC protects eligible deposits held at CDIC member institutions in case of a member institution’s failure. Wealthsimple Payments Inc. and WSII are not CDIC member institutions. Under the trust framework, CDIC insures eligible cash balances up to $100,000 per beneficiary, per member institution, provided certain disclosure rules are met. Coverage is free and automatic. <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">Learn more</a> about how CDIC protection works. Funds must be spread across at least 3 CDIC member institutions in order for up to $300,000 in deposits to benefit from applicable CDIC coverage. The advertised interest rate for the Cash Account is derived from interest earned by Wealthsimple on the funds. The rates are annualized rates, calculated daily, and paid monthly. Subject to change. For more information <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">see here</a>. The Funds are settled with any CDIC member(s) one business day following the date that Funds are reflected in the Account.</p><p class="dark-text-slate-60" style="margin:0; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">© 2023 Wealthsimple Technologies Inc.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></div></body></html>
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