Updates to our Terms of Service

Notification of updates to Rocket Money's Terms of Service and arbitration agreement.

We wanted to inform you that we have updated our Terms of Service. ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌

March 29, 2024 3:03 AM

hello@email.rocketmoney.com

Updates to our Terms of Service

Notification of updates to Rocket Money's Terms of Service and arbitration agreement.

We wanted to inform you that we have updated our Terms of Service. ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌ ͏ ‌

<html style=""><head> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"><meta name="viewport" content="width=device-width, initial-scale=1, maximum-scale=1"><meta content="IE=Edge"><meta name="color-scheme" content="light dark"><meta name="supported-color-schemes" content="light dark only"><style>  </style></head><body class="body darkmodeFirst" bgcolor="#E4E4E4" style="width:100%!important; height:100%!important; margin:0 auto; padding:0"><img src="https://ablink.email.rocketmoney.com/wf/open?upn=u001.o5s7DMHNbHpZbcnIy67dMFz0bSpFuCjpScCuqGnYNHycG7wK8n82lynGtAj9fEyzNnoDDYKGmog7XXUVixiOeCUfCFDNP5NwOpho9hoIIgrtDIiGDCxGf3q4HQjQW6w8MfpgTD0zHYp6FZOUEcrmUK0rhgUQu2p2OfoOQM5A4S1GXDCO4kvwvR2PPXIL-2Bq-2Fugn86OdivjFzLx29tPjJVDt902YE87RvIvEdEJMgb1sCNQcY3s4BZvPHYXdR-2FygIRyLkQNTd7sP2wGh0IYGZFST1sxPWg8qYYmm3MfG7EbmSZZasnQRtIirkqSqV43w-2F0EBuXHmjTBXfTLOkTzoPdxLwg65tJGwbfR3ZUUkcenDE1BXwGfk-2FyjHDjPhYkcoichTz3oDd0c06XL-2Bw1KCuaeSmdOm0mrtsbaNlVYKNB-2BEHXxlyIkWmiJGXFRFy6Vwr93tskyXHDF-2FxUj9DBXtfD25j8KSIf5c-2Ft2yBXqdeM-2FY0bw1T1IfTMhm-2Fkh1UUKBcu2zYR-2BfOWv-2B64hEiUvey5qYXrWrmjJXMxXFSoXh3haEyeS01WPURvq6e-2FYYbLRl-2Ft7D1S9Mb8Rli3PkL2prZpmP3OimwpYZcDz7f7w2S9U1Ku1101rzXHjkgKwqAHrbZ4U9-2Fs61XECMGs46ijds-2F519r4TwjO-2BEc9JI-2F7ZtV-2BTdw-3D" alt="" width="1" height="1" border="0" style="height:1px!important; width:1px!important; border-width:0!important; margin-top:0!important; margin-bottom:0!important; margin-right:0!important; margin-left:0!important; padding-top:0!important; padding-bottom:0!important; padding-right:0!important; padding-left:0!important"> <div style="display:none!important; visibility:hidden; font-size:1px; color:#ffffff; line-height:1px; max-height:0px; max-width:0px; opacity:0; overflow:hidden">We wanted to inform you that we have updated our Terms of Service.</div><div style="display:none!important; visibility:hidden; font-size:1px; color:#ffffff; line-height:1px; max-height:0px; max-width:0px; opacity:0; overflow:hidden">͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    ͏ ‌    </div><table cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td style="font-size:0; line-height:0; display:none!important; border-collapse:collapse!important"><div style="display:none!important"></div></td></tr></tbody></table><div class="darkmodeFirst" align="center" style="background-color:#E4E4E4; display:block!important"><table class="full-wrap" width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td align="center" valign="top" style="border-collapse:collapse!important; padding:0"><table bgcolor="#FFFFFE" class="widthFull darkmodeSecond" width="660" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:660px; border-collapse:collapse!important"><tbody><tr style=""><td align="center" valign="top" style="border-collapse:collapse!important"><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td align="center" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:14px; color:#1C1B1A; border-collapse:collapse!important; padding:15px 0"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/62fa84d38848fe29a36406da/original.png?1660585171" alt="Rocket Money" width="280" border="0" style="display:block; outline:none; text-decoration:none"></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft10" align="center" valign="top" style="border-collapse:collapse!important; padding:0 0 30px"><table class="widthFull" width="580" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:580px; border-collapse:separate!important"><tbody><tr style=""><td align="center" valign="top" style="border-radius:12px; border-collapse:collapse!important; padding:0; border:1px solid #D3D3D3"><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="center paddingRightLeft20" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:20px; line-height:22px; color:#1C1B1A; border-collapse:collapse!important; padding:30px 30px 10px"><strong style=""></strong></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="left paddingRightLeft20" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:16px; line-height:24px; color:#1C1B1A; border-collapse:collapse!important; padding:0 30px 20px">We wanted to inform you that we have updated our <a href="#" target="_blank" style="color:#603AA1; text-decoration:underline; outline:none">Terms of Service</a>.<br style=""><br style="">For existing users, like you, these updates will be effective beginning on April 29th, 2024, unless you opt-out of the update by replying to this email with “I opt-out of the updates to the arbitration terms”. You may also opt-out by emailing the same statement to notice@rocketmoney.com from the email address associated with your Rocket Money account.<br style=""><br style="">If you are an existing user and choose to opt-out, the arbitration provisions in the pre-December 21, 2023 <a href="#" target="_blank" style="color:#603AA1; text-decoration:underline; outline:none">Terms of Service</a> will remain in effect for you. Please note that you have 30 days from the date of this email to opt-out.<br style=""><br style="">Below is a highlight of the changes for your reference: <ul style=""><li style="">We're updating the arbitration agreement to provide more specific procedures for resolving disputes related to your subscription and our services. We work hard to make sure you love Rocket Money and hope there is never a dispute. These changes should make it easier for you to raise concerns, complaints, or disputes with us, and for us to work together to find a resolution that works for you.</li><li style="">We’ve updated the governing law from California to Michigan.</li></ul>Please check our <a href="#" target="_blank" style="color:#603AA1; text-decoration:underline; outline:none">Help Center</a> for more information about your subscription and this update, or any questions you may have.<br style=""><br style="">Thank you,<br style="">The Rocket Money Team </td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td align="center" valign="top" style="border-collapse:collapse!important; padding:0 0 30px"><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20" align="center" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:16px; line-height:18px; color:#949494; border-collapse:collapse!important; padding:0 30px 20px"><strong style="">Did you find this email useful? </strong></td></tr></tbody></table><table width="132" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:132px; border-collapse:collapse!important"><tbody><tr style=""><td align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:14px; color:#1C1B1A; border-collapse:collapse!important; padding:0"><a href="#" target="_blank" style="color:#910D22; text-decoration:underline; outline:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/65539e87d5df9a004b4bd5de/original.png?1699978887" alt="" width="56" border="0" style="display:block; outline:none; text-decoration:none"></a></td><td align="right" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:14px; color:#1C1B1A; border-collapse:collapse!important; padding:0"><a href="#" target="_blank" style="color:#910D22; text-decoration:underline; outline:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/65539e87d9bc77004b879c84/original.png?1699978887" alt="" width="56" border="0" style="display:block; outline:none; text-decoration:none"></a></td></tr></tbody></table></td></tr></tbody></table><table class="darkmodeThird" bgcolor="#F5F5F5" width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td align="center" valign="top" style="border-collapse:collapse!important; padding:30px 0 10px"><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20" align="center" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:16px; line-height:24px; color:#1C1B1A; border-collapse:collapse!important; padding:0 30px 20px">Explore other ways Rocket can help you </td></tr></tbody></table><table class="widthFull" width="580" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:580px; border-collapse:collapse!important"><tbody><tr style=""><td align="left" valign="top" style="border-collapse:collapse!important"><table align="left" class="widthFull" width="280" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:280px; float:left; border-collapse:collapse!important"><tbody><tr style=""><td align="left" valign="top" style="border-collapse:collapse!important"><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft15" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:14px; color:#1C1B1A; border-collapse:collapse!important; padding:0 0 10px"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/65539e870f6da900566fcf74/original.png?1699978887" alt="Rocket Money" width="175" border="0" style="display:block; outline:none; text-decoration:none"></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:12px; line-height:18px; color:#7D7D7D; border-collapse:collapse!important; padding:0 5px 10px">Rocket Money is the easiest way to find subscriptions and manage bills with a single click. </td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20 cta1" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:12px; line-height:18px; color:#7D7D7D; border-collapse:collapse!important; padding:0 5px 20px"><strong style=""><a href="#" target="_blank" style="color:#7D7D7D; text-decoration:none; outline:none">Download Today <span style="color:#910D22">▸</span></a> </strong></td></tr></tbody></table></td></tr></tbody></table><table align="right" class="widthFull" width="280" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:280px; float:right; border-collapse:collapse!important"><tbody><tr style=""><td align="left" valign="top" style="border-collapse:collapse!important"><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft15" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:14px; color:#1C1B1A; border-collapse:collapse!important; padding:0 0 10px"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/65539e8736bc63004b0123d6/original.png?1699978887" alt="Rocket Mortgage" width="204" border="0" style="display:block; outline:none; text-decoration:none"></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:12px; line-height:18px; color:#7D7D7D; border-collapse:collapse!important; padding:0 5px 10px">Buy a home, refinance or manage your mortgage online with America's largest mortgage lender. </td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20 cta1" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:12px; line-height:18px; color:#7D7D7D; border-collapse:collapse!important; padding:0 5px 20px"><strong style=""><a href="#" target="_blank" style="color:#7D7D7D; text-decoration:none; outline:none">Get Pre-Qualified <span style="color:#910D22">▸</span></a> </strong></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="widthFull" width="580" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:580px; border-collapse:collapse!important"><tbody><tr style=""><td align="left" valign="top" style="border-collapse:collapse!important"><table align="left" class="widthFull" width="280" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:280px; float:left; border-collapse:collapse!important"><tbody><tr style=""><td align="left" valign="top" style="border-collapse:collapse!important"><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft15" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:14px; color:#1C1B1A; border-collapse:collapse!important; padding:0 0 10px"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/65539e8753298100561e9ef4/original.png?1699978887" alt="Rocket Homes" width="172" border="0" style="display:block; outline:none; text-decoration:none"></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:12px; line-height:18px; color:#7D7D7D; border-collapse:collapse!important; padding:0 5px 10px">Get a real estate agent handpicked for you and search the latest home listings. </td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20 cta1" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:12px; line-height:18px; color:#7D7D7D; border-collapse:collapse!important; padding:0 5px 20px"><strong style=""><a href="#" target="_blank" style="color:#7D7D7D; text-decoration:none; outline:none">Browse Homes <span style="color:#910D22">▸</span></a> </strong></td></tr></tbody></table></td></tr></tbody></table><table align="right" class="widthFull" width="280" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:280px; float:right; border-collapse:collapse!important"><tbody><tr style=""><td align="left" valign="top" style="border-collapse:collapse!important"><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft15" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:14px; color:#1C1B1A; border-collapse:collapse!important; padding:0 0 10px"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/65539e87753ea2005634c4c7/original.png?1699978887" alt="Rocket Loans" width="162" border="0" style="display:block; outline:none; text-decoration:none"></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:12px; line-height:18px; color:#7D7D7D; border-collapse:collapse!important; padding:0 5px 10px">Get the funds you need, when you need them with a Rocket personal loan. </td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20 cta1" align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:12px; line-height:18px; color:#7D7D7D; border-collapse:collapse!important; padding:0 5px 20px"><strong style=""><a href="#" target="_blank" style="color:#7D7D7D; text-decoration:none; outline:none">Apply Today <span style="color:#910D22">▸</span></a> </strong></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table class="darkmodeFirst" bgcolor="#E4E4E4" width="100%" cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td align="center" valign="top" style="border-collapse:collapse!important; padding:30px 0"><table class="widthFull" width="580" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:580px; border-collapse:collapse!important"><tbody><tr style=""><td class="paddingRightLeft20" align="center" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:12px; line-height:18px; color:#7D7D7D; border-collapse:collapse!important; padding:0 30px 30px">Rocket Money, Inc. <span class="hidden" style="">|</span><span class="break" style=""></span> [Company Address] <span class="hidden" style="">|</span><span class="break" style=""></span> Silver Spring, MD 20910<span class="break" style=""></span> <br style="">This message was sent to <strong style="">[Client Email]</strong>, based on your email preferences. We take security very seriously. For more details, see our <a href="#" target="_blank" style="color:#7D7D7D; text-decoration:underline; outline:none">security measures</a> and <a href="#" target="_blank" style="color:#7D7D7D; text-decoration:underline; outline:none">privacy policy</a>. <br style=""><br style=""><a href="#" target="_blank" style="color:#7D7D7D; text-decoration:underline; outline:none">Update your email preferences</a> </td></tr></tbody></table><table class="widthFull" width="360" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:360px; border-collapse:collapse!important"><tbody><tr style=""><td align="left" valign="top" style="border-collapse:collapse!important"><table align="left" class="widthFull" width="130" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:130px; float:left; border-collapse:collapse!important"><tbody><tr style=""><td class="paddingBottom10" align="center" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:14px; line-height:16px; color:#545453; border-collapse:collapse!important; padding:0">Download the <br style="">Rocket Money App </td></tr></tbody></table><table align="right" class="widthFull" width="210" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:210px; float:right; border-collapse:collapse!important"><tbody><tr style=""><td align="center" valign="top" style="border-collapse:collapse!important"><table width="210" cellpadding="0" cellspacing="0" border="0" role="presentation" style="width:210px; border-collapse:collapse!important"><tbody><tr style=""><td align="left" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:14px; color:#1C1B1A; border-collapse:collapse!important; padding:0"><a href="#" target="_blank" style="color:#910D22; text-decoration:underline; outline:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/65539e8700bc35004b773c5a/original.png?1699978887" alt="Download on the App Store" width="100" border="0" style="display:block; outline:none; text-decoration:none"></a></td><td align="right" valign="top" style="font-family:'SF Pro Display',Helvetica,Arial,sans-serif; font-size:14px; color:#1C1B1A; border-collapse:collapse!important; padding:0"><a href="#" target="_blank" style="color:#910D22; text-decoration:underline; outline:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/65539e8716e438004b8ea524/original.png?1699978887" alt="Get It On Google Play" width="100" border="0" style="display:block; outline:none; text-decoration:none"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></div><table cellpadding="0" cellspacing="0" border="0" role="presentation" style="border-collapse:collapse!important"><tbody><tr style=""><td class="hidden" style="min-width:660px; border-collapse:collapse!important"><div class="gmail" style="white-space:nowrap; display:none!important; width:0!important; font:15px/0 courier">                                                           </div></td></tr></tbody></table></body></html>

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