November 10, 2023 12:39 PM
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notifications@m.wealthsimple.com
The Report: November Edition 👋
Wealthsimple's latest updates include updated crypto fees, first private credit results, upcoming contribution deadlines, launch of Wealthsimple Cash for desktop, lower crypto fees for Premium clients, a new podcast, improved Wealthsimple Tax, end-of-year reminders for TFSA, RESP, and FHSA, and a new all-in-one activity feed. Also, a promotion is running till December 15 to get a new iPhone 15 by transferring or depositing $100,000 or more into your Wealthsimple account.
A wrap-up of our latest and greatest. ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
November 10, 2023 12:39 PM
-
notifications@m.wealthsimple.com
The Report: November Edition 👋
Wealthsimple's latest updates include updated crypto fees, first private credit results, upcoming contribution deadlines, launch of Wealthsimple Cash for desktop, lower crypto fees for Premium clients, a new podcast, improved Wealthsimple Tax, end-of-year reminders for TFSA, RESP, and FHSA, and a new all-in-one activity feed. Also, a promotion is running till December 15 to get a new iPhone 15 by transferring or depositing $100,000 or more into your Wealthsimple account.
A wrap-up of our latest and greatest. ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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</style></head><body id="body" class="body" style="word-break:break-word; margin:0; height:100%; width:100%; padding:0"><div style="color:transparent; visibility:hidden; opacity:0; font-size:0px; border:0; max-height:1px; width:1px; margin:0px; padding:0px; border-width:0px!important; display:none!important; line-height:0px!important"><img border="0" width="1" height="1" src="https://clicks.wealthsimple.com/q/RLzxng_kLJLuasFffjJziw~~/AAQRxQA~/RgRnMQvrPVcDc3BjQgplReuGTmW_zeE4UhVlbXVsaXN0MDFAb3V0bG9vay5jb21YBAAAAgM~" alt=""></div><div style="display:none!important; visibility:hidden; font-size:1px; color:#ffffff; line-height:1px; max-height:0px; max-width:0px; opacity:0; overflow:hidden">A wrap-up of our latest and greatest.</div><div style="display:none">͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ </div><div role="article" aria-roledescription="email" aria-label="Wealthsimple" lang="en"><table align="center" class="screen-font-futuraptBody dark-bg-black" cellpadding="0" cellspacing="0" role="presentation" style="width:100%; background-color:#FCFCFC; font-family:FuturaPT,Avenir,sans-serif"><tbody><tr><td valign="top"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" style="padding-bottom:48px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="dark-bg-slate-10" style="background-color:#F1F0F0"><table class="sm-w-full" cellpadding="0" cellspacing="0" role="presentation" style="margin-left:auto; margin-right:auto; width:600px"><tbody><tr><td valign="top" class=" sm-pt-7_5" style="padding-top:40px"><table width="100%" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="middle" align="center" class="sm-h-70px" height="80"><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font"><img width="202" alt="Wealthsimple" class="sm-w-162px dark-hidden" src="https://braze-images.com/appboy/communication/assets/image_assets/images/633482379d5d771c7fe83da7/original.png?1664385591" style="border:0; display:block; border-width:0px"> <img width="202" alt="Wealthsimple" class="sm-w-162px dark-block" src="https://braze-images.com/appboy/communication/assets/image_assets/images/63348237db77c73d4a701ef4/original.png?1664385591" style="border:0; display:none; border-width:0px"> </a></td></tr><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" style="padding-top:32px; padding-bottom:30px"><h1 class="sm-text-2xl xs-text-2xl dark-text-offWhite" style="line-height:1; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; display:block; margin-top:0; margin-bottom:16px; font-size:78px">The Report</h1><p class="xs-text-sm sm-text-2sm dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; margin-bottom:0; font-size:20px">What’s new in Wealthsimple news</p></td></tr></tbody></table></td></tr><tr><td valign="top" align="center" style="padding-top:0; padding-bottom:0"><img width="600" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/64e7bef4b74f6b0050e4396c/original.png?1692909300" class="sm-w-full dark-hidden" style="display:block; border:0; border-width:0px"> <img width="600" alt="" class="sm-w-full dark-block" src="https://braze-images.com/appboy/communication/assets/image_assets/images/64e7bf419f70a4005f6e21ba/original.png?1692909377" style="display:none; border:0; border-width:0px"> </td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td align="center"><table class="sm-w-full" cellpadding="0" cellspacing="0" role="presentation" style="margin-left:auto; margin-right:auto; width:600px"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite sm-pb-12" style="padding-bottom:64px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">This month in the Report: updated crypto fees, the first private credit results, and upcoming contribution deadlines to add to your calendar. </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" style="padding-bottom:16px"><h2 class="sm-text-standard dark-text-offWhite" style="margin:0; line-height:102%; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; font-size:30px">What’s launched lately ✨</h2></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" width="90%"><tbody><tr><td valign="top" align="center"><hr class="dark-bg-slate-40 dark-text-slate-40" style="border:0; margin-top:0px; margin-bottom:31px; height:1px; border-width:0px; background-color:#E4E2E1; color:#E4E2E1"></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" style="padding-bottom:16px"><h2 class="sm-text-2sm dark-text-offWhite" style="margin:0; line-height:125%; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; font-size:24px">Cash for desktop</h2></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite " style="padding-bottom:32px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">Prefer to bank on the big screen? You’re in luck: Wealthsimple Cash is now available on desktop. Check your balance, view card details, download monthly statements, and more — no pinching or zooming required. And all while earning 4% interest. </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" class="sm-pb-16 xs-pb-12" style="padding-bottom:80px"><a href="#" style="min-width:180px; text-decoration:none; display:inline-block; border-radius:24px; border-width:1px; border-style:solid; border-color:#32302F; background-color:#32302F; padding-left:24px; padding-right:24px; padding-top:14px; padding-bottom:14px; font-weight:500; font-size:16px; line-height:1; color:#FCFCFC"><span style="">Explore cash on desktop</span> </a></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" style="padding-bottom:16px"><h2 class="sm-text-2sm dark-text-offWhite" style="margin:0; line-height:125%; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; font-size:24px">Our first private credit distribution</h2></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite " style="padding-bottom:32px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">🎉 The results are in: Wealthsimple private credit’s first distribution was paid in October and translates to a 9% annualized distribution yield.<sup style="font-size:0.6em; line-height:0; vertical-align:0.6em">*</sup><br><br><strong style="">What’s private credit?</strong> It’s a way for investors to lend money directly to companies and earn interest off of those loans. Historically, it’s offered high returns and protection against rising interest rates, since interest payments are based on a floating rate. That’s one reason it’s particularly attractive in the current market. Traditionally reserved for industry insiders and the ultra-wealthy, now clients with deposits of $100,000 or more across Wealthsimple can apply to add it to their portfolio. </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" class="sm-pb-16 xs-pb-12" style="padding-bottom:80px"><a href="#" style="min-width:180px; text-decoration:none; display:inline-block; border-radius:24px; border-width:1px; border-style:solid; border-color:#32302F; background-color:#32302F; padding-left:24px; padding-right:24px; padding-top:14px; padding-bottom:14px; font-weight:500; font-size:16px; line-height:1; color:#FCFCFC"><span style="">Learn more</span> </a></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" style="padding-bottom:16px"><h2 class="sm-text-2sm dark-text-offWhite" style="margin:0; line-height:125%; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; font-size:24px">Lower crypto fees</h2></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite " style="padding-bottom:32px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">You can cut your crypto trading fee in half from 2% to 1% by becoming a Premium client (and get a lot of <a href="#" style="color:#32302F; text-decoration:underline; text-underline-position:from-font">other perks</a>, too). Qualify automatically when you reach $100,000 in assets. </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" class="sm-pb-16 xs-pb-12" style="padding-bottom:80px"><a href="#" style="min-width:180px; text-decoration:none; display:inline-block; border-radius:24px; border-width:1px; border-style:solid; border-color:#32302F; background-color:#32302F; padding-left:24px; padding-right:24px; padding-top:14px; padding-bottom:14px; font-weight:500; font-size:16px; line-height:1; color:#FCFCFC"><span style="">Learn more</span> </a></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" style="padding-bottom:16px"><h2 class="sm-text-standard dark-text-offWhite" style="margin:0; line-height:102%; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; font-size:30px">Coming soon ⏭️</h2></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" width="90%"><tbody><tr><td valign="top" align="center"><hr class="dark-bg-slate-40 dark-text-slate-40" style="border:0; margin-top:0px; margin-bottom:31px; height:1px; border-width:0px; background-color:#E4E2E1; color:#E4E2E1"></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="sm-pb-12" style="padding-bottom:64px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" class="dark-bg-sky-20" style="border-radius:16px; background-color:#E9F2F9; padding:30px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="left"><h3 class="dark-text-offWhite" style="margin:0; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-bottom:16px; text-align:left; font-size:24px; line-height:1.25">TLDR’s brand-new podcast!</h3><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; text-align:left; font-size:18px">Our weekly, not-at-all-boring financial newsletter is about to do something Meghan and Harry couldn’t: make a great podcast. Starting November 14, we’ll drop a new 20-minute episode every Tuesday updating you on everything that’s happening in the world of money.</p><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" style="padding:12px 0 0"><a href="#" style="text-underline-position:from-font; text-decoration:none; font-size:20px; font-weight:600; line-height:1.25; color:#32302F"><span>Subscribe on Apple Music <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3b9bebac9499dbe5b98/original.png?1665000377" width="12" alt="" class="dark-hidden" style="border:0; display:inline-block; border-width:0px; vertical-align:middle"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3ea9d5d771d9373389a/original.png?1665000426" width="12" alt="" class="dark-inline" style="border:0; display:none; border-width:0px"></span> </a></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" style="padding:12px 0 0"><a href="#" style="text-underline-position:from-font; text-decoration:none; font-size:20px; font-weight:600; line-height:1.25; color:#32302F"><span>Subscribe on Spotify <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3b9bebac9499dbe5b98/original.png?1665000377" width="12" alt="" class="dark-hidden" style="border:0; display:inline-block; border-width:0px; vertical-align:middle"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3ea9d5d771d9373389a/original.png?1665000426" width="12" alt="" class="dark-inline" style="border:0; display:none; border-width:0px"></span> </a></td></tr></tbody></table><hr class="dark-bg-sky-40 dark-text-sky-40 xs-mt-9" style="margin:0; border:0; margin-bottom:15px; margin-top:42px; height:1px; border-width:0px; background-color:#A2CCE8; color:#A2CCE8"></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="left"><h3 class="dark-text-offWhite" style="margin:0; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-bottom:16px; text-align:left; font-size:24px; line-height:1.25">A new and improved Wealthsimple Tax</h3><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; text-align:left; font-size:18px">In 2024, we’re bringing you a completely revamped tax product, including real-life tax experts who probably sleep beside their calculators — and definitely can give you the advice you need to file your taxes with confidence.<br><br>Keep an eye on your inbox for more details!</p><hr class="dark-bg-sky-40 dark-text-sky-40 xs-mt-9" style="margin:0; border:0; margin-bottom:15px; margin-top:42px; height:1px; border-width:0px; background-color:#A2CCE8; color:#A2CCE8"></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="left"><h3 class="dark-text-offWhite" style="margin:0; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-bottom:16px; text-align:left; font-size:24px; line-height:1.25">End-of-year reminders for TFSA, RESP, and FHSA</h3><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; text-align:left; font-size:18px">Okay, this one’s not a product update, but some deadlines are coming soon! Here are a few important things to think about as we get closer to <span style="white-space:nowrap">December 31</span>. <br><br><strong style="">TFSA</strong><br>Top up your TFSA contribution to take full advantage of tax-free growth. Already maxed out for the year? Your contribution room grows on January 1, 2024. (Any unused contribution room will also carry over to future years.)<br><br><strong style="">RESP</strong><br>A contribution now can mean more money toward your kid’s future. Plus, you can take advantage of government matching with the <a href="#" style="color:#32302F; text-decoration:underline; text-underline-position:from-font">Canada Education Savings Grant</a>. <br><br><strong style="">FHSA</strong><br>If you don’t already own a home and buying one is even the remotest possibility, opening an FHSA can help you save up to $40,000 toward a down payment. The cap is $8,000 a year and it can roll over for one year. But unlike your TFSA, contribution room doesn’t start growing until the account actually exists. </p><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" style="padding:12px 0 0"><a href="#" style="text-underline-position:from-font; text-decoration:none; font-size:20px; font-weight:600; line-height:1.25; color:#32302F"><span>Open an account <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3b9bebac9499dbe5b98/original.png?1665000377" width="12" alt="" class="dark-hidden" style="border:0; display:inline-block; border-width:0px; vertical-align:middle"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3ea9d5d771d9373389a/original.png?1665000426" width="12" alt="" class="dark-inline" style="border:0; display:none; border-width:0px"></span> </a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" style="padding-bottom:16px"><h2 class="sm-text-standard dark-text-offWhite" style="margin:0; line-height:102%; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; font-size:30px">Even more improvements 🔨</h2></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" width="90%"><tbody><tr><td valign="top" align="center"><hr class="dark-bg-slate-40 dark-text-slate-40" style="border:0; margin-top:0px; margin-bottom:31px; height:1px; border-width:0px; background-color:#E4E2E1; color:#E4E2E1"></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" style="padding-bottom:16px"><h2 class="sm-text-2sm dark-text-offWhite" style="margin:0; line-height:125%; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; font-size:24px">View your finances, all at once</h2></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite sm-pb-12" style="padding-bottom:64px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">Meet the all-in-one <strong style="">activity feed</strong>: a simple and consolidated way to view balances and transactions across all of your accounts — all under a single tab. </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" class="sm-pb-16 xs-pb-12" style="padding-bottom:80px"><a href="#" style="min-width:180px; text-decoration:none; display:inline-block; border-radius:24px; border-width:1px; border-style:solid; border-color:#32302F; background-color:#32302F; padding-left:24px; padding-right:24px; padding-top:14px; padding-bottom:14px; font-weight:500; font-size:16px; line-height:1; color:#FCFCFC"><span style="">Explore now</span> </a></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" style="padding-bottom:16px"><h2 class="sm-text-standard dark-text-offWhite" style="margin:0; line-height:102%; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; font-size:30px">Exciting extras 🥳</h2></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" width="90%"><tbody><tr><td valign="top" align="center"><hr class="dark-bg-slate-40 dark-text-slate-40" style="border:0; margin-top:0px; margin-bottom:31px; height:1px; border-width:0px; background-color:#E4E2E1; color:#E4E2E1"></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="sm-pb-12" style="padding-bottom:64px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" class="dark-bg-slate-20" style="background-image:url('https://braze-images.com/appboy/communication/assets/image_assets/images/633dcea29d5d777324724281/original.png?1664994978'); border-radius:16px; background-color:#F1F0F0; background-size:25%; background-position:left bottom; background-repeat:no-repeat"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td height="36" valign="top" align="right" style="text-align:right"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633dcea29d5d7772fe7246f0/original.png?1664994978" width="20%" alt="" class="xs-w-1-4" style="border:0; float:right; display:block; border-width:0px; text-align:right"> </td></tr><tr><td align="center"><h2 class="dark-text-offWhite" style="margin:0; line-height:1; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-top:8px; margin-bottom:16px; text-align:center; font-size:24px">Everything looks better on a new iPhone</h2><p class="dark-text-offWhite xs-text-2xs" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; text-align:center; font-size:18px">Including your money. From now till December 15, get a new iPhone 15 when you transfer or deposit $100,000 or more into your Wealthsimple account. (Bump that up to $200,000 and we’ll make it a new iPhone 15 Pro.) Register below to get started. <br><br>Terms & conditions apply.<sup style="font-size:0.6em; line-height:0; vertical-align:0.6em">**</sup></p></td></tr><tr><td align="center" style="padding-top:36px; padding-bottom:44px"><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" style="padding:0 24px 0 0"><a href="#" style="text-underline-position:from-font; text-decoration:none; font-size:20px; font-weight:600; line-height:1.25; color:#32302F"><span>Register now <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3b9bebac9499dbe5b98/original.png?1665000377" width="12" alt="" class="dark-hidden" style="border:0; display:inline-block; border-width:0px; vertical-align:middle"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3ea9d5d771d9373389a/original.png?1665000426" width="12" alt="" class="dark-inline" style="border:0; display:none; border-width:0px"></span> </a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite " style="padding-bottom:32px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">And that’s a wrap on the latest from <strong style="">The Report</strong>. What did you think? </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" align="center" class="sm-pb-12" style="padding-bottom:64px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="dark-bg-chartreuse-20 sm-block sm-mb-4" style="border-radius:16px; background-color:#ECF3D5"><table class="sm-w-full" role="presentation" cellpadding="0" cellspacing="0" style="width:173px"><tbody><tr><td valign="top" align="left" style="padding-top:24px; padding-bottom:24px; padding-left:20px; padding-right:20px"><a href="#" style="text-decoration:none; color:inherit"><img width="24" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/63ea5afbcf2828004c057b51/original.png?1676303099" class="dark-hidden " style="border:0; display:block; border-width:0px; margin:0 0 16px"></a> <a href="#" style="text-decoration:none; color:inherit"><img width="24" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/63ea5afbdd04cb004c012af5/original.png?1676303099" class="dark-block " style="border:0; display:none; border-width:0px; margin:0 0 16px"></a> <h4 class="dark-text-offWhite " style="margin:0; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; text-align:left; font-size:18px; line-height:1.25"><a href="#" style="text-decoration:none; color:inherit; display:block">Great</a> </h4></td></tr></tbody></table></td><td valign="top" width="10" class="sm-hidden"></td><td valign="top" align="center" class="dark-bg-chartreuse-20 sm-block sm-mb-4" style="border-radius:16px; background-color:#ECF3D5"><table class="sm-w-full" role="presentation" cellpadding="0" cellspacing="0" style="width:173px"><tbody><tr><td valign="top" align="left" style="padding-top:24px; padding-bottom:24px; padding-left:20px; padding-right:20px"><a href="#" style="text-decoration:none; color:inherit"><img width="24" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/64232f3930e33e005c6f954c/original.png?1680027449" class="dark-hidden " style="border:0; display:block; border-width:0px; margin:0 0 16px"></a> <a href="#" style="text-decoration:none; color:inherit"><img width="24" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/64232f39df2150004e8deb51/original.png?1680027449" class="dark-block " style="border:0; display:none; border-width:0px; margin:0 0 16px"></a> <h4 class="dark-text-offWhite " style="margin:0; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; text-align:left; font-size:18px; line-height:1.25"><a href="#" style="text-decoration:none; color:inherit; display:block">Good</a> </h4></td></tr></tbody></table></td><td valign="top" width="10" class="sm-hidden"></td><td valign="top" align="right" class="dark-bg-chartreuse-20 sm-block sm-mb-4" style="border-radius:16px; background-color:#ECF3D5"><table class="sm-w-full" role="presentation" cellpadding="0" cellspacing="0" style="width:173px"><tbody><tr><td valign="top" align="left" style="padding-top:24px; padding-bottom:24px; padding-left:20px; padding-right:20px"><a href="#" style="text-decoration:none; color:inherit"><img width="24" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/641df143b07446004d704768/original.png?1679683906" class="dark-hidden " style="border:0; display:block; border-width:0px; margin:0 0 16px"></a> <a href="#" style="text-decoration:none; color:inherit"><img width="24" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/641df14252e901004edcd534/original.png?1679683906" class="dark-block " style="border:0; display:none; border-width:0px; margin:0 0 16px"></a> <h4 class="dark-text-offWhite " style="margin:0; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; text-align:left; font-size:18px; line-height:1.25"><a href="#" style="text-decoration:none; color:inherit; display:block">OK</a> </h4></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" class="sm-pb-7_5" style="padding-bottom:40px; font-size:12px; line-height:1.25"><hr class="dark-bg-slate-40 sm-mt-12 xs-mt-8" style="margin:0; border:0; margin-top:64px; margin-bottom:16px; height:1px; border-width:0px; background-color:#E4E2E1"><table class="dark-text-slate-70" cellpadding="0" cellspacing="0" role="presentation" style="width:100%; color:#32302F"><tbody><tr><td valign="top" class="xs-table-footer-group" style="width:50%"><div class="xs-pt-4 autolink-hide" style="padding-bottom:8px">Wealthsimple,<br>80 Spadina Ave Suite 400<br>Toronto, ON, M5V 2J4 </div></td><td valign="top" align="right" class="xs-table-header-group xs-text-left" style="width:50%"><table align="right" class="xs-float-left" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td style="padding-right:16px"><a href="#" target="_blank" style="color:currentColor; 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display:inline-block; padding-right:16px; color:#32302F; text-decoration-line:underline">Refer a Friend</a> <a href="#" target="_blank" class=" dark-text-slate-70" style="text-underline-position:from-font; display:inline-block; padding-right:16px; color:#32302F; text-decoration-line:underline">Privacy Policy</a> <a href="#" target="_blank" class=" dark-text-slate-70" style="text-underline-position:from-font; display:inline-block; color:#32302F; text-decoration-line:underline">Unsubscribe</a> </div></td><td valign="top" align="right" class="sm-w-full sm-block sm-pt-5_5" style="width:50%"><table align="right" class="xs-float-left" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td style="padding-right:6px"><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font; text-decoration-line:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/64dbe38885e925004e5508c2/original.png?1692132232" width="120" alt="Download on the App Store" style="border:0; display:inline; border-width:0px; vertical-align:middle"> </a></td><td><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font; text-decoration-line:none"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/64dbe3884e4e920067f7fa40/original.png?1692132231" width="135" alt="Get it on Google Play" style="display:inline; vertical-align:middle"> </a></td></tr></tbody></table></td></tr></tbody></table><hr class="dark-bg-slate-40" style="margin:0; border:0; margin-top:20px; margin-bottom:12px; height:1px; border-width:0px; background-color:#E4E2E1"><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Replies to this email address are not monitored.<br>Have questions? Visit our <a href="#" class="dark-text-slate-60" style="text-underline-position:from-font; color:#615E5C; text-decoration-line:underline">Help Centre</a> or submit a request to our <a href="#" class="dark-text-slate-60" style="text-underline-position:from-font; color:#615E5C; text-decoration-line:underline">Client Support</a> team. </p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C; text-underline-position:from-font">* Annualized distribution yield based on $0.2256/share, divided by a starting NAV of $10.03, and multiplied by 4. To calculate this rate, we take a partial year distribution and convert it to a full-year amount as if it were paid in each period. We then divide this annualized amount by the fund's value at the start of the period. Distributions are not guaranteed. Past performance does not guarantee future results.<br><br>** From November 1 to December 15, 2023, Wealthsimple clients who activate this offer by submitting the linked form and deposit or transfer the qualified amount into their Wealthsimple self-directed investing, managed investing, crypto, save, or cash account will receive the following: $100,000-$199,999: iPhone 15 128GB; $200,000+: iPhone 15 Pro 128GB. Residents of Canada and age of majority + only. Limit 1 reward per qualified client. Full terms and conditions <a href="#" style="color:#615E5C; text-decoration:underline; text-underline-position:from-font">here</a>. <br><br>Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions.<br><br>All information and commentary provided is for illustration purposes only and is not investment advice or recommendations. All investments involve risk. To get more info on our products, investment decisions, fee schedules, user testimonials, promos & more visit <a href="#" style="color:#615E5C; text-decoration:underline; text-underline-position:from-font">wsim.co/disclaimers</a>.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Managed accounts are offered by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Self-directed Investing is offered by Wealthsimple Investments Inc. (WSII). WSII is a member of the <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">Canadian Investment Regulatory Organization (CIRO)</a>. Customer accounts held at WSII are protected by Canadian Investor Protection Fund (CIPF) within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Crypto is offered by Wealthsimple Digital Assets Inc., a registered restricted dealer in each jurisdiction in Canada. Crypto-assets are not protected by the Canadian Investor Protection Fund, the Canadian Deposit Insurance Corporation or any other investor protection insurance scheme. Any coins showcased are for illustration purposes only and are not recommendations or investment advice.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Our Cash product is offered by Wealthsimple Investments Inc. (“WSII”), a member of the Investment Industry Regulatory Organization of Canada, and Wealthsimple Payments Inc., a FINTRAC registered money services business. The funds you add to a Cash account (the “Funds”) are ultimately held securely in trust with a single or multiple members of the <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">Canada Deposit Insurance Corporation</a> (“CDIC”). CDIC protects eligible deposits held at CDIC member institutions in case of a member institution’s failure. Wealthsimple Payments Inc. and WSII are not CDIC member institutions. Under the trust framework, CDIC insures eligible cash balances up to $100,000 per beneficiary, per member institution, provided certain disclosure rules are met. Coverage is free and automatic. <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">Learn more</a> about how CDIC protection works. Funds must be spread across at least 3 CDIC member institutions in order for up to $300,000 in deposits to benefit from applicable CDIC coverage. The advertised interest rate for the Cash Account is derived from interest earned by Wealthsimple on the funds. The rates are annualized rates, calculated daily, and paid monthly. Subject to change. For more information <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">see here</a>. The Funds are settled with any CDIC member(s) one business day following the date that Funds are reflected in the Account.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">A friendly reminder: Wealthsimple and the Canada Revenue Agency will never ask for personal or financial information via email, including your SIN, account password, or banking details.<br><br>Wealthsimple Tax is offered by SimpleTax Software Inc.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">TLDR is offered by Wealthsimple Media Inc. and is for informational purposes only. Any views expressed are those of the individual author and/or of Wealthsimple Media Inc., not of Wealthsimple Financial Corp or any of its other subsidiaries or affiliates. The content in TLDR is not investment advice, a recommendation to buy or sell assets or securities, nor any other kind of professional advice. TLDR is not a research report and should not serve as the basis for making investment decisions. Wealthsimple Media Inc. does not endorse any third-party views referenced in this content. When you invest, your money is at risk and it is possible that you may lose some or all of your investment. Past performance is not a guarantee of future results. Historical returns, hypothetical returns, expected returns and images included in this content are for illustrative purposes only. Always research before investing.</p><p class="dark-text-slate-60" style="margin:0; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">© 2023 Wealthsimple Technologies Inc.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></div></body></html>
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