September 14, 2023 12:35 PM
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Make good choices (here’s how)
Wealthsimple provides an overview of their investment products and encourages the recipient to choose a product that aligns with their financial goals.
All the ways you can invest with Wealthsimple. ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
September 14, 2023 12:35 PM
-
notifications@m.wealthsimple.com
Make good choices (here’s how)
Wealthsimple provides an overview of their investment products and encourages the recipient to choose a product that aligns with their financial goals.
All the ways you can invest with Wealthsimple. ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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</style></head><body id="body" class="body" style="word-break:break-word; margin:0; height:100%; width:100%; padding:0"><div style="color:transparent; visibility:hidden; opacity:0; font-size:0px; border:0; max-height:1px; width:1px; margin:0px; padding:0px; border-width:0px!important; display:none!important; line-height:0px!important"><img border="0" width="1" height="1" src="https://clicks.wealthsimple.com/q/smQIv-1-egQULApH44WWgQ~~/AAQRxQA~/RgRm5eV7PVcDc3BjQgpk-XtgA2X49XtUUhVlbXVsaXN0MDFAb3V0bG9vay5jb21YBAAAAgM~" alt=""></div><div style="display:none!important; visibility:hidden; font-size:1px; color:#ffffff; line-height:1px; max-height:0px; max-width:0px; opacity:0; overflow:hidden">All the ways you can invest with Wealthsimple.</div><div style="display:none">͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ </div><div role="article" aria-roledescription="email" aria-label="Wealthsimple" lang="en"><table align="center" class="screen-font-futuraptBody dark-bg-black" cellpadding="0" cellspacing="0" role="presentation" style="width:100%; background-color:#FCFCFC; font-family:FuturaPT,Avenir,sans-serif"><tbody><tr><td valign="top"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" style="padding-bottom:48px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="dark-bg-black sm-pt-7_5" style="background-color:#FCFCFC; padding-top:40px"><table class="sm-w-full" cellpadding="0" cellspacing="0" role="presentation" style="margin-left:auto; margin-right:auto; width:600px"><tbody><tr><td valign="middle" align="center" class="sm-h-70px" height="80"><a href="#" target="_blank" style="color:currentColor; color:#32302F; text-underline-position:from-font"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633482379d5d771c7fe83da7/original.png?1664385591" width="202" alt="Wealthsimple" class="sm-w-162px dark-hidden" style="border:0; display:block; border-width:0px"> <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/63348237db77c73d4a701ef4/original.png?1664385591" width="202" alt="Wealthsimple" class="sm-w-162px dark-block" style="border:0; display:none; border-width:0px"> </a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td align="center"><table class="sm-w-full" cellpadding="0" cellspacing="0" role="presentation" style="margin-left:auto; margin-right:auto; width:600px"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" style="padding-bottom:30px"><h1 class="sm-text-xl dark-text-offWhite" style="margin:0; line-height:1.08em; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; display:block; font-size:45px">Choose the product that fits your goals</h1></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" class="xs-text-sm sm-text-2sm dark-text-offWhite " style="padding-bottom:32px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">Here’s a quick overview of everything we offer for whatever stage of your financial journey you’re at. And if you have questions about where you should be saving or investing, our support team is a quick call, chat, or email away. </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" style="padding-bottom:32px"><a href="#" style="min-width:180px; text-decoration:none; display:inline-block; border-radius:24px; border-width:1px; border-style:solid; border-color:#32302F; background-color:#32302F; padding-left:24px; padding-right:24px; padding-top:14px; padding-bottom:14px; font-weight:500; font-size:16px; line-height:1; color:#FCFCFC"><span style="">Make a deposit</span> </a></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="sm-pb-12" style="padding-bottom:64px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" class="dark-bg-slate-20" style="border-radius:16px; background-color:#F1F0F0"><table class="sm-w-9_10" cellpadding="0" cellspacing="0" role="presentation" style="width:68%"><tbody><tr><td valign="top" align="center" class="dark-text-offWhite" style="padding-top:20px"><img width="150" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/640f6ce72c2226004f9735b4/original.png?1678732519" style="border:0; display:block; border-width:0px"> <h2 class="xs-text-standard xs-leading-tight dark-text-offWhite" style="margin:0; line-height:1; font-size:30px; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-top:8px; margin-bottom:16px; text-align:center">Get a portfolio built for you</h2><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:18px">Leave the hard parts to us. Our customized portfolios offer lower fees than most mutual funds, so your money makes more money.</p></td></tr><tr><td align="center" class="sm-pb-9" style="padding-top:36px; padding-bottom:44px"><a href="#" style="text-underline-position:from-font; text-decoration:none; font-size:20px; font-weight:600; line-height:1.25; color:#32302F"><span>Explore Managed Investing <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3b9bebac9499dbe5b98/original.png?1665000377" width="12" alt="" class="dark-hidden" style="border:0; display:inline-block; border-width:0px; vertical-align:middle"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3ea9d5d771d9373389a/original.png?1665000426" width="12" alt="" class="dark-inline" style="border:0; display:none; border-width:0px"></span> </a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="sm-pb-12" style="padding-bottom:64px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" class="dark-bg-slate-20" style="border-radius:16px; background-color:#F1F0F0"><table class="sm-w-9_10" cellpadding="0" cellspacing="0" role="presentation" style="width:68%"><tbody><tr><td valign="top" align="center" class="dark-text-offWhite" style="padding-top:20px"><img width="150" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/640f6ce7cd0bc4004f940d78/original.png?1678732519" style="border:0; display:block; border-width:0px"> <h2 class="xs-text-standard xs-leading-tight dark-text-offWhite" style="margin:0; line-height:1; font-size:30px; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-top:8px; margin-bottom:16px; text-align:center">Build your own portfolio</h2><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:18px">Choose from thousands of stocks and ETFs. Trade them in CAD or USD accounts. No account minimum, no commission, no nonsense.</p></td></tr><tr><td align="center" class="sm-pb-9" style="padding-top:36px; padding-bottom:44px"><a href="#" style="text-underline-position:from-font; text-decoration:none; font-size:20px; font-weight:600; line-height:1.25; color:#32302F"><span>Explore Stocks & ETFs <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3b9bebac9499dbe5b98/original.png?1665000377" width="12" alt="" class="dark-hidden" style="border:0; display:inline-block; border-width:0px; vertical-align:middle"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3ea9d5d771d9373389a/original.png?1665000426" width="12" alt="" class="dark-inline" style="border:0; display:none; border-width:0px"></span> </a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="sm-pb-12" style="padding-bottom:64px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" class="dark-bg-slate-20" style="border-radius:16px; background-color:#F1F0F0"><table class="sm-w-9_10" cellpadding="0" cellspacing="0" role="presentation" style="width:68%"><tbody><tr><td valign="top" align="center" class="dark-text-offWhite" style="padding-top:20px"><img width="150" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/636bfda071a32c220346beed/original.png?1668021664" style="border:0; display:block; border-width:0px"> <h2 class="xs-text-standard xs-leading-tight dark-text-offWhite" style="margin:0; line-height:1; font-size:30px; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-top:8px; margin-bottom:16px; text-align:center">Earn 4% interest on your balance</h2><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:18px">Many saving and spending accounts earn next to nothing. With Cash, you’ll start earning 4% interest on your entire account balance as soon as it’s funded. No catch, minimums, or surprise fees. Plus, boost your rate to 4.5% when you have over $100,000 with Wealthsimple.</p></td></tr><tr><td align="center" class="sm-pb-9" style="padding-top:36px; padding-bottom:44px"><a href="#" style="text-underline-position:from-font; text-decoration:none; font-size:20px; font-weight:600; line-height:1.25; color:#32302F"><span>Explore Cash <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3b9bebac9499dbe5b98/original.png?1665000377" width="12" alt="" class="dark-hidden" style="border:0; display:inline-block; border-width:0px; vertical-align:middle"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3ea9d5d771d9373389a/original.png?1665000426" width="12" alt="" class="dark-inline" style="border:0; display:none; border-width:0px"></span> </a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="sm-pb-12" style="padding-bottom:64px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" class="dark-bg-slate-20" style="border-radius:16px; background-color:#F1F0F0"><table class="sm-w-9_10" cellpadding="0" cellspacing="0" role="presentation" style="width:68%"><tbody><tr><td valign="top" align="center" class="dark-text-offWhite" style="padding-top:20px"><img width="150" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/6409f49fe70c03004ca1d023/original.png?1678374046" style="border:0; display:block; border-width:0px"> <h2 class="xs-text-standard xs-leading-tight dark-text-offWhite" style="margin:0; line-height:1; font-size:30px; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-top:8px; margin-bottom:16px; text-align:center">Buy, sell, and stake crypto</h2><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:18px">Trade coins with confidence. Stake them to earn passive returns, all on Canada’s first regulated trading platform.</p></td></tr><tr><td align="center" class="sm-pb-9" style="padding-top:36px; padding-bottom:44px"><a href="#" style="text-underline-position:from-font; text-decoration:none; font-size:20px; font-weight:600; line-height:1.25; color:#32302F"><span>Explore Crypto <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3b9bebac9499dbe5b98/original.png?1665000377" width="12" alt="" class="dark-hidden" style="border:0; display:inline-block; border-width:0px; vertical-align:middle"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3ea9d5d771d9373389a/original.png?1665000426" width="12" alt="" class="dark-inline" style="border:0; display:none; border-width:0px"></span> </a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center" class="sm-pb-12" style="padding-bottom:64px"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="center" class="dark-bg-slate-20" style="border-radius:16px; background-color:#F1F0F0"><table class="sm-w-9_10" cellpadding="0" cellspacing="0" role="presentation" style="width:68%"><tbody><tr><td valign="top" align="center" class="dark-text-offWhite" style="padding-top:20px"><img width="150" alt="" src="https://braze-images.com/appboy/communication/assets/image_assets/images/64946d9a218274004f5c8d9c/original.png?1687448986" style="border:0; display:block; border-width:0px"> <h2 class="xs-text-standard xs-leading-tight dark-text-offWhite" style="margin:0; line-height:1; font-size:30px; letter-spacing:-0.0075em; font-weight:600; font-family:FuturaPT,Helvetica Neue,sans-serif; color:#32302F; margin-top:8px; margin-bottom:16px; text-align:center">Save for your first home</h2><p class="xs-text-2xs dark-text-offWhite" style="margin:0; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:18px">Open a First Home Savings Account (FHSA) and contribute up to $8K/yr ($40K max) for your down payment, tax-free.</p></td></tr><tr><td align="center" class="sm-pb-9" style="padding-top:36px; padding-bottom:44px"><a href="#" style="text-underline-position:from-font; text-decoration:none; font-size:20px; font-weight:600; line-height:1.25; color:#32302F"><span>Explore FHSAs <img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3b9bebac9499dbe5b98/original.png?1665000377" width="12" alt="" class="dark-hidden" style="border:0; display:inline-block; border-width:0px; vertical-align:middle"><img src="https://braze-images.com/appboy/communication/assets/image_assets/images/633de3ea9d5d771d9373389a/original.png?1665000426" width="12" alt="" class="dark-inline" style="border:0; display:none; border-width:0px"></span> </a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite " style="padding-bottom:32px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px">It's important to choose an investment that aligns with your goals. If you’re not sure which one is right for you, consider <a href="#" style="color:#32302F; text-decoration:underline; text-underline-position:from-font">reaching out to our team of advisors for help. </a></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td valign="top" align="center"><table cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td valign="top" align="center" style="padding-bottom:32px"><a href="#" style="min-width:180px; text-decoration:none; display:inline-block; border-radius:24px; border-width:1px; border-style:solid; border-color:#32302F; padding-left:24px; padding-right:24px; padding-top:14px; padding-bottom:14px; font-weight:500; font-size:16px; line-height:1; color:#32302F"><span>Explore all products</span> </a></td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" align="left" class="xs-text-sm sm-text-2sm dark-text-offWhite " style="padding-bottom:32px; color:#32302F; letter-spacing:-0.005em; font-weight:400; font-size:20px"><strong style="">Transfer your investments without the hassle<br></strong><a href="#" style="color:#32302F; text-decoration:underline; text-underline-position:from-font">Move your investments</a> without complicating your taxes or compromising your TFSA or RRSP room. You can transfer your holdings in-kind to a Stocks & ETFs account, or open a Managed Investing account and we'll sort out rebuilding your portfolio without tax implications. </td></tr></tbody></table></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="width:100%"><tbody><tr><td align="center"><table cellpadding="0" cellspacing="0" role="presentation" style="width:90%"><tbody><tr><td valign="top" class="sm-pb-7_5" style="padding-bottom:40px; font-size:12px; line-height:1.25"><hr class="dark-bg-slate-40 sm-mt-12 xs-mt-8" style="margin:0; border:0; margin-top:64px; margin-bottom:16px; height:1px; border-width:0px; background-color:#E4E2E1"><table class="dark-text-slate-70" cellpadding="0" cellspacing="0" role="presentation" style="width:100%; color:#32302F"><tbody><tr><td valign="top" class="xs-table-footer-group" style="width:50%"><div class="xs-pt-4 autolink-hide">Wealthsimple,<br>80 Spadina Ave Suite 400<br>Toronto, ON, M5V 2J4 </div><div style="padding-top:8px"><a href="#" target="_blank" class="dark-text-slate-70" style="text-underline-position:from-font; 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Visit our <a href="#" class="dark-text-slate-60" style="text-underline-position:from-font; color:#615E5C; text-decoration-line:underline">Help Centre</a> or submit a request to our <a href="#" class="dark-text-slate-60" style="text-underline-position:from-font; color:#615E5C; text-decoration-line:underline">Client Support</a> team. </p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Managed accounts are offered by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Stocks and ETFs are offered by Wealthsimple Investments Inc. (WSII). WSII is a member of the <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">Canadian Investment Regulatory Organization (CIRO)</a>. Customer accounts held at WSII are protected by Canadian Investor Protection Fund (CIPF) within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Crypto is offered by Wealthsimple Digital Assets Inc., a registered restricted dealer in each jurisdiction in Canada. Crypto-assets are not protected by the Canadian Investor Protection Fund, the Canadian Deposit Insurance Corporation or any other investor protection insurance scheme. Any coins showcased are for illustration purposes only and are not recommendations or investment advice.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Our Cash product is offered by Wealthsimple Investments Inc. (“WSII”), a member of the Investment Industry Regulatory Organization of Canada, and Wealthsimple Payments Inc., a FINTRAC registered money services business. The funds you add to a Cash account (the “Funds”) are ultimately held securely in trust with a single or multiple members of the <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">Canada Deposit Insurance Corporation</a> (“CDIC”). CDIC protects eligible deposits held at CDIC member institutions in case of a member institution’s failure. Wealthsimple Payments Inc. and WSII are not CDIC member institutions. Under the trust framework, CDIC insures eligible cash balances up to $100,000 per beneficiary, per member institution, provided certain disclosure rules are met. Coverage is free and automatic. <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">Learn more</a> about how CDIC protection works. Funds must be spread across at least 3 CDIC member institutions in order for up to $300,000 in deposits to benefit from applicable CDIC coverage. The advertised interest rate for the Cash Account is derived from interest earned by Wealthsimple on the funds. The rates are annualized rates, calculated daily, and paid monthly. Subject to change. For more information <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">see here</a>. The Funds are settled with any CDIC member(s) one business day following the date that Funds are reflected in the Account.</p><p class="dark-text-slate-60" style="margin:0; margin-bottom:1em; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">Cash back only applies to Qualified Spend transactions. <a href="#" target="_blank" style="color:#6c6c6c; text-decoration:underline">Terms and conditions apply.</a><br><br><i>Interac</i> e-Transfer® is a registered trade-mark of Interac Corp. Used under license.<br><br>The Wealthsimple Mastercard® Prepaid card is issued by KOHO Financial Inc. pursuant to license by Mastercard International Incorporated. All terms applicable to the Cash Card and all applicable fees and transaction limits with respect to the Cash Card and the services may be found in the Wealthsimple Cash Mastercard® Prepaid Card Cardholder Agreement between you and KOHO Financial Inc.. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.</p><p class="dark-text-slate-60" style="margin:0; letter-spacing:-0.005em; font-weight:400; font-size:10px; color:#615E5C">© 2023 Wealthsimple Technologies Inc.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></div></body></html>
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